Full payment of your consultation fee will be required on the day of your appointment. We are able to electronically submit your “paid” account directly to Medicare on the day of your appointment, for direct rebate. There will be an out of pocket cost for the consultation.
Please note that Private Health Funds do not refund this out of pocket expense, (fee minus Medicare rebate).
Private Health Insurance
If you are considering surgery, our reception staff are happy to provide you with a quote for the procedure. The quote will disclose your Health Fund and Medicare rebates and expected out of pocket or “gap” payment. Depending on the operation, Dr Lane may charge AMA based fees or reduced AMA fees. These fees are usually greater than the amount the Private Health Fees cover. Where possible, Dr Lane will access the Health Funds “Access Gap Fees” which limits the Gap fee payable and so reduces the out of pocket expense to the patient. Dr Lane will give discount to pensioners or those with difficult financial circumstances.
Out of pocket expenses (gap cover)
The “Gap cover” or out of pocket expenses, is the difference between Dr Lane's fees and the amount the Private Health Funds are prepared to pay. As mentioned above, Dr Lane endeavours to limit this fee by accessing the Private Health Fund, “Access Gap Fee” where possible, which limits the out of pocket expense by the patient.
At the time of consultation, we can electronically submit your paid bill to Medicare for direct rebate. If surgery is required, we can indicate the expected Medicare rebate for the procedure.
Dr Lane treats Veterans. DVA card holders are requested to present their cards to the reception staff. No fees will be payable by the patients as Veteran affairs will be billed directly.
If surgery is recommended, Veteran Affairs will automatically cover the financial liability of Gold card holders. However, white card holders will have to wait for surgery approval by Veteran Affairs which may take several days. Once surgery is approved by Veteran Affairs, there is no cost to the patient.
WorkCover patients are seen by Dr Lane. Usually WorkCover patients have an existing claim number for their problem in which case WorkCover is billed directly by our staff. If the matter is urgent (acute injury) referred by GP, the patient will be expected to pay for the initial consultation on the day of attendance. However, this fee will be refunded to the patient by WorkCover once claim approved.
Prior to the initial consultation with Dr Lane, the reception staff will provide the patients with information regarding the consultation fees.
Surgical procedure fee
If surgery is required, our reception staff will provide a quote for the procedure which includes the Private Health Fund and Medicare Rebates and out of pocket expense or Gap.
Payment of the Gap is required before surgery. Our reception staff can help you with your Private Health Care and Medicare claim forms following surgery, if required.
Please note that our quote does NOT include hospital fees (for theatre operating costs and hospital accommodation) or anaesthetic costs. We can provide you with contact details for the relevant hospital and anaesthetic group.
Our fees have been developed in accordance with the Australian Medical Association (AMA) and the Medical Benefits Scheme (MBS) as set out by the Australian Health Service Alliance (AHSA) and Medicare.
We accept the following Payment Methods:
- Cheque (Cheque can be accepted but funds have to clear before procedure undertaken).
- Credit Card – including VISA, MasterCard.
- Electronic funds transfer at point of sale (EFTPOS).
- Direct deposit via Electronic Funds Transfer (EFT) available.